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0.933 0.933 0.933 rg 0.933 0.933 0.933 RG 34.016 651.076 m 577.984 651.076 l 577.984 650.326 l 34.016 650.326 l f 0.000 0.000 0.000 rg BT 34.016 599.284 Td /F2 31.5 Tf [(California Consumer Privacy Act )] TJ ET BT 34.016 561.862 Td /F2 31.5 Tf [(Disclosure)] TJ ET BT 34.016 524.481 Td /F3 9.0 Tf [(Last updated March 21, 2023)] TJ ET BT 34.016 502.998 Td /F4 10.5 Tf [(Applicability)] TJ ET BT 34.016 482.635 Td /F1 9.0 Tf [(This privacy disclosure \(“Notice”\) explains how First Interstate Bancsystem, Inc. and First Interstate Bank \(individually and collectively )] TJ ET BT 34.016 471.646 Td /F1 9.0 Tf [(“First Interstate,” “us,” “our,” or “we”\) collect, use, and disclose personal information relating to )] TJ ET BT 409.136 471.646 Td /F4 9.0 Tf [(California residents)] TJ ET BT 493.160 471.646 Td /F1 9.0 Tf [(covered by the )] TJ ET BT 34.016 460.657 Td /F1 9.0 Tf [(California Consumer Privacy Act of 2018 \(“CCPA”\).  This notice is provided pursuant to the CCPA.  If you are not a California resident, )] TJ ET BT 34.016 449.668 Td /F1 9.0 Tf [(then our )] TJ ET 0.000 0.000 0.800 rg BT 69.539 449.668 Td /F1 9.0 Tf [(Consumer Privacy Notice)] TJ ET 0.000 0.000 0.800 RG 0.45 w 0 J [ ] 0 d 69.539 447.868 m 171.059 447.868 l S 0.000 0.000 0.000 rg BT 171.059 449.668 Td /F1 9.0 Tf [( will apply.)] TJ ET BT 34.016 428.184 Td /F4 10.5 Tf [(Introduction)] TJ ET BT 34.016 407.822 Td /F1 9.0 Tf [(Under the CCPA, “Personal Information” is information that identifies, relates to, or could reasonably be linked directly or indirectly with )] TJ ET BT 34.016 396.833 Td /F1 9.0 Tf [(a particular California resident. The CCPA, however, does not apply to certain information, such as information collected, processed, )] TJ ET BT 34.016 385.844 Td /F1 9.0 Tf [(sold, or disclosed pursuant to the Gramm-Leach-Bliley Act and its implementing regulations \(“GLBA”\).)] TJ ET BT 34.016 365.855 Td /F1 9.0 Tf [(The specific Personal Information we collect, use, and disclose relating to California residents covered by the CCPA will vary based on )] TJ ET BT 34.016 354.866 Td /F1 9.0 Tf [(our relationship or interaction with that individual.  For example, this Notice does not apply with respect to information we collect about )] TJ ET BT 34.016 343.877 Td /F1 9.0 Tf [(California residents who seek or receive one of our financial products and services for personal, family, or household purposes.  For )] TJ ET BT 34.016 332.888 Td /F1 9.0 Tf [(more information about how we collect, disclose, and secure information relating to these customers, please refer to our )] TJ ET 0.000 0.000 0.800 rg BT 512.717 332.888 Td /F1 9.0 Tf [(Consumer )] TJ ET 0.45 w 0 J [ ] 0 d 512.717 331.088 m 556.727 331.088 l S BT 34.016 321.899 Td /F1 9.0 Tf [(Privacy Notice)] TJ ET 0.45 w 0 J [ ] 0 d 34.016 320.099 m 91.526 320.099 l S 0.000 0.000 0.000 rg BT 91.526 321.899 Td /F1 9.0 Tf [(.)] TJ ET BT 34.016 301.910 Td /F1 9.0 Tf [(Your privacy is important to First Interstate. We believe that protecting your privacy is an integral part of the customer service we )] TJ ET BT 34.016 290.921 Td /F1 9.0 Tf [(provide to you. Consistent with our obligations under applicable laws and regulations, we maintain physical, technical, electronic, )] TJ ET BT 34.016 279.932 Td /F1 9.0 Tf [(procedural, and organizational safeguards and security measures that are designed to protect personal data against accidental, )] TJ ET BT 34.016 268.943 Td /F1 9.0 Tf [(unlawful, or unauthorized destruction, loss, alteration, disclosure, or access, whether it is processed by us or elsewhere.)] TJ ET BT 34.016 247.459 Td /F4 10.5 Tf [(Personal Information We Collect)] TJ ET BT 34.016 227.097 Td /F1 9.0 Tf [(In the past 12 months, we have collected and disclosed to third parties for our business purposes, the following categories of Personal )] TJ ET BT 34.016 216.108 Td /F1 9.0 Tf [(Information:)] TJ ET 0.000 0.000 0.000 RG 58.866 198.935 m 58.866 199.347 58.696 199.757 58.404 200.049 c 58.113 200.340 57.703 200.510 57.291 200.510 c 56.878 200.510 56.469 200.340 56.177 200.049 c 55.885 199.757 55.716 199.347 55.716 198.935 c 55.716 198.523 55.885 198.113 56.177 197.821 c 56.469 197.530 56.878 197.360 57.291 197.360 c 57.703 197.360 58.113 197.530 58.404 197.821 c 58.696 198.113 58.866 198.523 58.866 198.935 c f s BT 64.016 196.119 Td /F1 9.0 Tf [(Identifiers, such as name and government-issued identifier \()] TJ ET BT 302.615 196.119 Td /F3 9.0 Tf [(e.g.)] TJ ET BT 317.627 196.119 Td /F1 9.0 Tf [(, social security number\);)] TJ ET 58.866 187.946 m 58.866 188.358 58.696 188.768 58.404 189.060 c 58.113 189.351 57.703 189.521 57.291 189.521 c 56.878 189.521 56.469 189.351 56.177 189.060 c 55.885 188.768 55.716 188.358 55.716 187.946 c 55.716 187.534 55.885 187.124 56.177 186.832 c 56.469 186.541 56.878 186.371 57.291 186.371 c 57.703 186.371 58.113 186.541 58.404 186.832 c 58.696 187.124 58.866 187.534 58.866 187.946 c f s BT 64.016 185.130 Td /F1 9.0 Tf [(Personal information as defined by the California safeguards law, such as contact information and financial information;)] TJ ET 58.866 176.957 m 58.866 177.369 58.696 177.779 58.404 178.071 c 58.113 178.362 57.703 178.532 57.291 178.532 c 56.878 178.532 56.469 178.362 56.177 178.071 c 55.885 177.779 55.716 177.369 55.716 176.957 c 55.716 176.545 55.885 176.135 56.177 175.843 c 56.469 175.552 56.878 175.382 57.291 175.382 c 57.703 175.382 58.113 175.552 58.404 175.843 c 58.696 176.135 58.866 176.545 58.866 176.957 c f s BT 64.016 174.141 Td /F1 9.0 Tf [(Characteristics of protected classifications under California or federal law, such as sex and marital status;)] TJ ET 58.866 165.968 m 58.866 166.380 58.696 166.790 58.404 167.082 c 58.113 167.373 57.703 167.543 57.291 167.543 c 56.878 167.543 56.469 167.373 56.177 167.082 c 55.885 166.790 55.716 166.380 55.716 165.968 c 55.716 165.556 55.885 165.146 56.177 164.854 c 56.469 164.563 56.878 164.393 57.291 164.393 c 57.703 164.393 58.113 164.563 58.404 164.854 c 58.696 165.146 58.866 165.556 58.866 165.968 c f s BT 64.016 163.152 Td /F1 9.0 Tf [(Financial details such as bank account numbers, debit/credit card numbers; cardholder or accountholder name and details; )] TJ ET BT 64.016 152.163 Td /F1 9.0 Tf [(transaction details;)] TJ ET 58.866 143.990 m 58.866 144.402 58.696 144.812 58.404 145.104 c 58.113 145.395 57.703 145.565 57.291 145.565 c 56.878 145.565 56.469 145.395 56.177 145.104 c 55.885 144.812 55.716 144.402 55.716 143.990 c 55.716 143.578 55.885 143.168 56.177 142.876 c 56.469 142.585 56.878 142.415 57.291 142.415 c 57.703 142.415 58.113 142.585 58.404 142.876 c 58.696 143.168 58.866 143.578 58.866 143.990 c f s BT 64.016 141.174 Td /F1 9.0 Tf [(Commercial information, such as)] TJ ET BT 195.047 141.174 Td /F1 9.0 Tf [(transaction information and purchase history;)] TJ ET 58.866 133.001 m 58.866 133.413 58.696 133.823 58.404 134.115 c 58.113 134.406 57.703 134.576 57.291 134.576 c 56.878 134.576 56.469 134.406 56.177 134.115 c 55.885 133.823 55.716 133.413 55.716 133.001 c 55.716 132.589 55.885 132.179 56.177 131.887 c 56.469 131.596 56.878 131.426 57.291 131.426 c 57.703 131.426 58.113 131.596 58.404 131.887 c 58.696 132.179 58.866 132.589 58.866 133.001 c f s BT 64.016 130.185 Td /F1 9.0 Tf [(Biometric information such as fingerprints, faceprints, voiceprints, and behavioral patterns;)] TJ ET 58.866 122.012 m 58.866 122.424 58.696 122.834 58.404 123.126 c 58.113 123.417 57.703 123.587 57.291 123.587 c 56.878 123.587 56.469 123.417 56.177 123.126 c 55.885 122.834 55.716 122.424 55.716 122.012 c 55.716 121.600 55.885 121.190 56.177 120.898 c 56.469 120.607 56.878 120.437 57.291 120.437 c 57.703 120.437 58.113 120.607 58.404 120.898 c 58.696 121.190 58.866 121.600 58.866 122.012 c f s BT 64.016 119.196 Td /F1 9.0 Tf [(Commercial information such as records of personal property, products and service purchased, obtained or considered; )] TJ ET BT 64.016 108.207 Td /F1 9.0 Tf [(purchasing or consuming histories or tendencies;)] TJ ET 58.866 100.034 m 58.866 100.446 58.696 100.856 58.404 101.148 c 58.113 101.439 57.703 101.609 57.291 101.609 c 56.878 101.609 56.469 101.439 56.177 101.148 c 55.885 100.856 55.716 100.446 55.716 100.034 c 55.716 99.622 55.885 99.212 56.177 98.920 c 56.469 98.629 56.878 98.459 57.291 98.459 c 57.703 98.459 58.113 98.629 58.404 98.920 c 58.696 99.212 58.866 99.622 58.866 100.034 c f s BT 64.016 97.218 Td /F1 9.0 Tf [(Internet or network activity information such as browsing history and interactions with our website;)] TJ ET 58.866 89.045 m 58.866 89.457 58.696 89.867 58.404 90.159 c 58.113 90.450 57.703 90.620 57.291 90.620 c 56.878 90.620 56.469 90.450 56.177 90.159 c 55.885 89.867 55.716 89.457 55.716 89.045 c 55.716 88.633 55.885 88.223 56.177 87.931 c 56.469 87.640 56.878 87.470 57.291 87.470 c 57.703 87.470 58.113 87.640 58.404 87.931 c 58.696 88.223 58.866 88.633 58.866 89.045 c f s BT 64.016 86.229 Td /F1 9.0 Tf [(Geolocation data such as device location and Internet Protocol location;)] TJ ET 58.866 78.056 m 58.866 78.468 58.696 78.878 58.404 79.170 c 58.113 79.461 57.703 79.631 57.291 79.631 c 56.878 79.631 56.469 79.461 56.177 79.170 c 55.885 78.878 55.716 78.468 55.716 78.056 c 55.716 77.644 55.885 77.234 56.177 76.942 c 56.469 76.651 56.878 76.481 57.291 76.481 c 57.703 76.481 58.113 76.651 58.404 76.942 c 58.696 77.234 58.866 77.644 58.866 78.056 c f s BT 64.016 75.240 Td /F1 9.0 Tf [(Audio, electronic, visual and similar information such as call and video recordings;)] TJ ET 58.866 67.067 m 58.866 67.479 58.696 67.889 58.404 68.181 c 58.113 68.472 57.703 68.642 57.291 68.642 c 56.878 68.642 56.469 68.472 56.177 68.181 c 55.885 67.889 55.716 67.479 55.716 67.067 c 55.716 66.655 55.885 66.245 56.177 65.953 c 56.469 65.662 56.878 65.492 57.291 65.492 c 57.703 65.492 58.113 65.662 58.404 65.953 c 58.696 66.245 58.866 66.655 58.866 67.067 c f s BT 64.016 64.251 Td /F1 9.0 Tf [(Professional or employment-related information such as work history and prior employer;)] TJ ET 58.866 56.078 m 58.866 56.490 58.696 56.900 58.404 57.192 c 58.113 57.483 57.703 57.653 57.291 57.653 c 56.878 57.653 56.469 57.483 56.177 57.192 c 55.885 56.900 55.716 56.490 55.716 56.078 c 55.716 55.666 55.885 55.256 56.177 54.964 c 56.469 54.673 56.878 54.503 57.291 54.503 c 57.703 54.503 58.113 54.673 58.404 54.964 c 58.696 55.256 58.866 55.666 58.866 56.078 c f s BT 64.016 53.262 Td /F1 9.0 Tf [(Education information such as student records and directory information; 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from public record )] TJ ET BT 34.016 685.369 Td /F1 9.0 Tf [(sources; from an affiliate; from client directed third parties or institutions representing a client/prospect; or from corporate clients about )] TJ ET BT 34.016 674.380 Td /F1 9.0 Tf [(individuals associated with the clients \(e.g., an employee or board member\).)] TJ ET BT 34.016 652.896 Td /F4 10.5 Tf [(Personal Information Disclosed for our Business Purpose)] TJ ET BT 34.016 632.534 Td /F1 9.0 Tf [(The categories of third parties to whom we disclosed Personal Information for our business are:)] TJ ET 58.866 615.361 m 58.866 615.773 58.696 616.183 58.404 616.475 c 58.113 616.766 57.703 616.936 57.291 616.936 c 56.878 616.936 56.469 616.766 56.177 616.475 c 55.885 616.183 55.716 615.773 55.716 615.361 c 55.716 614.949 55.885 614.539 56.177 614.247 c 56.469 613.956 56.878 613.786 57.291 613.786 c 57.703 613.786 58.113 613.956 58.404 614.247 c 58.696 614.539 58.866 614.949 58.866 615.361 c f s BT 64.016 612.545 Td /F1 9.0 Tf [(Affiliates of First Interstate;)] TJ ET 58.866 604.372 m 58.866 604.784 58.696 605.194 58.404 605.486 c 58.113 605.777 57.703 605.947 57.291 605.947 c 56.878 605.947 56.469 605.777 56.177 605.486 c 55.885 605.194 55.716 604.784 55.716 604.372 c 55.716 603.960 55.885 603.550 56.177 603.258 c 56.469 602.967 56.878 602.797 57.291 602.797 c 57.703 602.797 58.113 602.967 58.404 603.258 c 58.696 603.550 58.866 603.960 58.866 604.372 c f s BT 64.016 601.556 Td /F1 9.0 Tf [(Vendors and service providers who provide services such as website hosting, data analysis, payment processing, information )] TJ ET BT 64.016 590.567 Td /F1 9.0 Tf [(technology and related infrastructure, customer service, email delivery, auditing, marketing and marketing research activities;)] TJ ET 58.866 582.394 m 58.866 582.806 58.696 583.216 58.404 583.508 c 58.113 583.799 57.703 583.969 57.291 583.969 c 56.878 583.969 56.469 583.799 56.177 583.508 c 55.885 583.216 55.716 582.806 55.716 582.394 c 55.716 581.982 55.885 581.572 56.177 581.280 c 56.469 580.989 56.878 580.819 57.291 580.819 c 57.703 580.819 58.113 580.989 58.404 581.280 c 58.696 581.572 58.866 581.982 58.866 582.394 c f s BT 64.016 579.578 Td /F1 9.0 Tf [(Partners and third parties who provide services such as payment, banking and communication infrastructure, storage, legal )] TJ ET BT 64.016 568.589 Td /F1 9.0 Tf [(expertise, tax expertise, notaries and auditors, who promote the bank and its financial services and products to customers and )] TJ ET BT 64.016 557.600 Td /F1 9.0 Tf [(other prospective buyers;)] TJ ET 58.866 549.427 m 58.866 549.839 58.696 550.249 58.404 550.541 c 58.113 550.832 57.703 551.002 57.291 551.002 c 56.878 551.002 56.469 550.832 56.177 550.541 c 55.885 550.249 55.716 549.839 55.716 549.427 c 55.716 549.015 55.885 548.605 56.177 548.313 c 56.469 548.022 56.878 547.852 57.291 547.852 c 57.703 547.852 58.113 548.022 58.404 548.313 c 58.696 548.605 58.866 549.015 58.866 549.427 c f s BT 64.016 546.611 Td /F1 9.0 Tf [(Third parties who enable customers to conduct transactions online and via mobile devices;)] TJ ET 58.866 538.438 m 58.866 538.850 58.696 539.260 58.404 539.552 c 58.113 539.843 57.703 540.013 57.291 540.013 c 56.878 540.013 56.469 539.843 56.177 539.552 c 55.885 539.260 55.716 538.850 55.716 538.438 c 55.716 538.026 55.885 537.616 56.177 537.324 c 56.469 537.033 56.878 536.863 57.291 536.863 c 57.703 536.863 58.113 537.033 58.404 537.324 c 58.696 537.616 58.866 538.026 58.866 538.438 c f s BT 64.016 535.622 Td /F1 9.0 Tf [(Other third parties to comply with legal requirements such as demands of applicable subpoenas and court orders; to respond to )] TJ ET BT 64.016 524.633 Td /F1 9.0 Tf [(an emergency; or otherwise to protect the rights, property or security of our customers or third parties; and)] TJ ET 58.866 516.460 m 58.866 516.872 58.696 517.282 58.404 517.574 c 58.113 517.865 57.703 518.035 57.291 518.035 c 56.878 518.035 56.469 517.865 56.177 517.574 c 55.885 517.282 55.716 516.872 55.716 516.460 c 55.716 516.048 55.885 515.638 56.177 515.346 c 56.469 515.055 56.878 514.885 57.291 514.885 c 57.703 514.885 58.113 515.055 58.404 515.346 c 58.696 515.638 58.866 516.048 58.866 516.460 c f s BT 64.016 513.644 Td /F1 9.0 Tf [(Government agencies as required by laws and regulations. )] TJ ET BT 34.016 493.655 Td /F1 9.0 Tf [(We only allow our service providers to handle your personal information if we are satisfied they take appropriate measures to protect )] TJ ET BT 34.016 482.666 Td /F1 9.0 Tf [(your personal information. We also impose contractual obligations on service providers relating to ensure they can only use your )] TJ ET BT 34.016 471.677 Td /F1 9.0 Tf [(personal information to provide services to us and to you.)] TJ ET BT 34.016 450.193 Td /F4 10.5 Tf [(Retention)] TJ ET BT 34.016 429.831 Td /F1 9.0 Tf [(We store personal information for as long as necessary to carry out the purposes for which we originally collected it and for other )] TJ ET BT 34.016 418.842 Td /F1 9.0 Tf [(legitimate business purposes, including to meet our legal, regulatory, or other compliance obligations.)] TJ ET BT 34.016 397.358 Td /F4 10.5 Tf [(Why First Interstate Collects Personal Information)] TJ ET BT 34.016 376.996 Td /F1 9.0 Tf [(In the past 12 months, we may have used Personal Information relating to California residents to operate, manage, and maintain our )] TJ ET BT 34.016 366.007 Td /F1 9.0 Tf [(business, to provide our products and services, and to accomplish our business purposes and objectives, including the following:)] TJ ET 58.866 348.834 m 58.866 349.246 58.696 349.656 58.404 349.947 c 58.113 350.239 57.703 350.409 57.291 350.409 c 56.878 350.409 56.469 350.239 56.177 349.947 c 55.885 349.656 55.716 349.246 55.716 348.834 c 55.716 348.421 55.885 348.012 56.177 347.720 c 56.469 347.428 56.878 347.259 57.291 347.259 c 57.703 347.259 58.113 347.428 58.404 347.720 c 58.696 348.012 58.866 348.421 58.866 348.834 c f s BT 64.016 346.018 Td /F1 9.0 Tf [(Performing services, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and )] TJ ET BT 64.016 335.029 Td /F1 9.0 Tf [(transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing )] TJ ET BT 64.016 324.040 Td /F1 9.0 Tf [(services, providing analytic services, or providing similar services.)] TJ ET 58.866 315.867 m 58.866 316.279 58.696 316.689 58.404 316.980 c 58.113 317.272 57.703 317.442 57.291 317.442 c 56.878 317.442 56.469 317.272 56.177 316.980 c 55.885 316.689 55.716 316.279 55.716 315.867 c 55.716 315.454 55.885 315.045 56.177 314.753 c 56.469 314.461 56.878 314.292 57.291 314.292 c 57.703 314.292 58.113 314.461 58.404 314.753 c 58.696 315.045 58.866 315.454 58.866 315.867 c f s BT 64.016 313.051 Td /F1 9.0 Tf [(Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those )] TJ ET BT 64.016 302.062 Td /F1 9.0 Tf [(responsible for that activity.)] TJ ET 58.866 293.889 m 58.866 294.301 58.696 294.711 58.404 295.002 c 58.113 295.294 57.703 295.464 57.291 295.464 c 56.878 295.464 56.469 295.294 56.177 295.002 c 55.885 294.711 55.716 294.301 55.716 293.889 c 55.716 293.476 55.885 293.067 56.177 292.775 c 56.469 292.483 56.878 292.314 57.291 292.314 c 57.703 292.314 58.113 292.483 58.404 292.775 c 58.696 293.067 58.866 293.476 58.866 293.889 c f s BT 64.016 291.073 Td /F1 9.0 Tf [(Undertaking activities to verify or maintain the quality or safety of a service controlled by us, and to improve, upgrade, or )] TJ ET BT 64.016 280.084 Td /F1 9.0 Tf [(enhance the service controlled by the business.)] TJ ET 58.866 271.911 m 58.866 272.323 58.696 272.733 58.404 273.024 c 58.113 273.316 57.703 273.486 57.291 273.486 c 56.878 273.486 56.469 273.316 56.177 273.024 c 55.885 272.733 55.716 272.323 55.716 271.911 c 55.716 271.498 55.885 271.089 56.177 270.797 c 56.469 270.505 56.878 270.336 57.291 270.336 c 57.703 270.336 58.113 270.505 58.404 270.797 c 58.696 271.089 58.866 271.498 58.866 271.911 c f s BT 64.016 269.095 Td /F1 9.0 Tf [(Debugging to identify and repair errors that impair existing intended functionality.)] TJ ET 58.866 260.922 m 58.866 261.334 58.696 261.744 58.404 262.035 c 58.113 262.327 57.703 262.497 57.291 262.497 c 56.878 262.497 56.469 262.327 56.177 262.035 c 55.885 261.744 55.716 261.334 55.716 260.922 c 55.716 260.509 55.885 260.100 56.177 259.808 c 56.469 259.516 56.878 259.347 57.291 259.347 c 57.703 259.347 58.113 259.516 58.404 259.808 c 58.696 260.100 58.866 260.509 58.866 260.922 c f s BT 64.016 258.106 Td /F1 9.0 Tf [(Undertaking internal research for technological development and demonstration.)] TJ ET 58.866 249.933 m 58.866 250.345 58.696 250.755 58.404 251.046 c 58.113 251.338 57.703 251.508 57.291 251.508 c 56.878 251.508 56.469 251.338 56.177 251.046 c 55.885 250.755 55.716 250.345 55.716 249.933 c 55.716 249.520 55.885 249.111 56.177 248.819 c 56.469 248.527 56.878 248.358 57.291 248.358 c 57.703 248.358 58.113 248.527 58.404 248.819 c 58.696 249.111 58.866 249.520 58.866 249.933 c f s BT 64.016 247.117 Td /F1 9.0 Tf [(Complying with laws and regulations and to comply with our legal process and law enforcement requirements \(including any )] TJ ET BT 64.016 236.128 Td /F1 9.0 Tf [(internal policy based on or reflecting legal or regulatory guidance, codes, or opinions\).)] TJ ET BT 34.016 214.644 Td /F4 10.5 Tf [(Personal Information We Sold or Disclosed)] TJ ET BT 34.016 194.281 Td /F1 9.0 Tf [(First Interstate does not offer an opt-out from the sale of Personal Information because First Interstate does not engage in the sale of )] TJ ET BT 34.016 183.292 Td /F1 9.0 Tf [(Personal Information as contemplated by the CCPA. As noted elsewhere in this disclosure, we disclose Personal Information to other )] TJ ET BT 34.016 172.303 Td /F1 9.0 Tf [(businesses for a variety of reasons. While we often benefit from such disclosure, we do not disclose Personal Information for the sole )] TJ ET BT 34.016 161.314 Td /F1 9.0 Tf [(purpose of receiving compensation for that information.)] TJ ET BT 34.016 139.831 Td /F4 10.5 Tf [(Your Rights Under the CCPA)] TJ ET BT 34.016 119.468 Td /F1 9.0 Tf [(If you are a California resident, you have the right, subject to certain exceptions defined in the CPRA and other applicable laws and )] TJ ET BT 34.016 108.479 Td /F1 9.0 Tf [(regulations, to:)] TJ ET BT 51.360 88.506 Td /F1 9.0 Tf [(1.)] TJ ET BT 64.016 88.490 Td /F1 9.0 Tf [(Request we disclose to you, free of charge, the following information covering the 12 months preceding your request: )] TJ ET 0.36 w 1 J 1 j 88.866 80.317 m 88.866 80.730 88.696 81.140 88.404 81.431 c 88.113 81.723 87.703 81.892 87.291 81.892 c 86.878 81.892 86.469 81.723 86.177 81.431 c 85.885 81.140 85.716 80.730 85.716 80.317 c 85.716 79.905 85.885 79.495 86.177 79.204 c 86.469 78.912 86.878 78.742 87.291 78.742 c 87.703 78.742 88.113 78.912 88.404 79.204 c 88.696 79.495 88.866 79.905 88.866 80.317 c s BT 94.016 77.501 Td /F1 9.0 Tf [(the categories of Personal Information about you that we collected;)] TJ ET 0.36 w 1 J 1 j 88.866 69.328 m 88.866 69.741 88.696 70.151 88.404 70.442 c 88.113 70.734 87.703 70.903 87.291 70.903 c 86.878 70.903 86.469 70.734 86.177 70.442 c 85.885 70.151 85.716 69.741 85.716 69.328 c 85.716 68.916 85.885 68.506 86.177 68.215 c 86.469 67.923 86.878 67.753 87.291 67.753 c 87.703 67.753 88.113 67.923 88.404 68.215 c 88.696 68.506 88.866 68.916 88.866 69.328 c s BT 94.016 66.512 Td /F1 9.0 Tf [(the categories of sources from which the Personal Information was collected;)] TJ ET 0.36 w 1 J 1 j 88.866 58.339 m 88.866 58.752 88.696 59.162 88.404 59.453 c 88.113 59.745 87.703 59.914 87.291 59.914 c 86.878 59.914 86.469 59.745 86.177 59.453 c 85.885 59.162 85.716 58.752 85.716 58.339 c 85.716 57.927 85.885 57.517 86.177 57.226 c 86.469 56.934 86.878 56.764 87.291 56.764 c 87.703 56.764 88.113 56.934 88.404 57.226 c 88.696 57.517 88.866 57.927 88.866 58.339 c s BT 94.016 55.523 Td /F1 9.0 Tf [(the purpose for collecting Personal Information about you;)] TJ ET endstream endobj 20 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 22 0 R ] /Contents 21 0 R >> endobj 21 0 obj << /Length 10774 >> stream 0.000 0.000 0.000 rg 0.000 0.000 0.000 RG 0.36 w 1 J 1 j 0.36 w 1 J 1 j 88.866 752.009 m 88.866 752.422 88.696 752.831 88.404 753.123 c 88.113 753.415 87.703 753.584 87.291 753.584 c 86.878 753.584 86.469 753.415 86.177 753.123 c 85.885 752.831 85.716 752.422 85.716 752.009 c 85.716 751.597 85.885 751.187 86.177 750.896 c 86.469 750.604 86.878 750.434 87.291 750.434 c 87.703 750.434 88.113 750.604 88.404 750.896 c 88.696 751.187 88.866 751.597 88.866 752.009 c s BT 94.016 749.193 Td /F1 9.0 Tf [(the categories of third parties to whom we disclosed Personal Information about you and the categories of Personal )] TJ ET BT 94.016 738.204 Td /F1 9.0 Tf [(Information that was disclosed \(if applicable\) and the purpose for disclosing the Personal Information about you; and)] TJ ET 0.36 w 1 J 1 j 88.866 730.031 m 88.866 730.444 88.696 730.853 88.404 731.145 c 88.113 731.437 87.703 731.606 87.291 731.606 c 86.878 731.606 86.469 731.437 86.177 731.145 c 85.885 730.853 85.716 730.444 85.716 730.031 c 85.716 729.619 85.885 729.209 86.177 728.918 c 86.469 728.626 86.878 728.456 87.291 728.456 c 87.703 728.456 88.113 728.626 88.404 728.918 c 88.696 729.209 88.866 729.619 88.866 730.031 c s BT 94.016 727.215 Td /F1 9.0 Tf [(the specific pieces of Personal Information we collected about you;)] TJ ET BT 51.360 716.242 Td /F1 9.0 Tf [(2.)] TJ ET BT 64.016 716.226 Td /F1 9.0 Tf [(Request, in certain circumstances, to correct inaccurate Personal Information we collect about you;)] TJ ET BT 51.360 705.253 Td /F1 9.0 Tf [(3.)] TJ ET BT 64.016 705.237 Td /F1 9.0 Tf [(Request we delete Personal Information we collected from you, unless the CCPA recognizes an exception; and)] TJ ET BT 51.360 694.264 Td /F1 9.0 Tf [(4.)] TJ ET BT 64.016 694.248 Td /F1 9.0 Tf [(Be free from unlawful discrimination for exercising your rights under the CCPA.)] TJ ET BT 34.016 674.259 Td /F1 9.0 Tf [(We will acknowledge receipt of your request and advise you how long we expect it will take to respond if we are able to verify your )] TJ ET BT 34.016 663.270 Td /F1 9.0 Tf [(identity. Requests for specific pieces of Personal Information will require additional information to verify your identity.)] TJ ET BT 34.016 643.281 Td /F1 9.0 Tf [(If you submit a request on behalf of another person, we may require proof of authorization and verification of identity directly from the )] TJ ET BT 34.016 632.292 Td /F1 9.0 Tf [(person for whom you are submitting a request.)] TJ ET BT 34.016 612.303 Td /F1 9.0 Tf [(In some instances, we may not be able to honor your request. For example, we will not honor your request if we cannot verify your )] TJ ET BT 34.016 601.314 Td /F1 9.0 Tf [(identity or if we cannot verify that you have the authority to make a request on behalf of another individual. Additionally, we will not )] TJ ET BT 34.016 590.325 Td /F1 9.0 Tf [(honor your request where an exception applies, such as where the disclosure of Personal Information would adversely affect the rights )] TJ ET BT 34.016 579.336 Td /F1 9.0 Tf [(and freedoms of another consumer or where the Personal Information that we maintain about you is not subject to the CCPA’s access )] TJ ET BT 34.016 568.347 Td /F1 9.0 Tf [(or deletion rights.)] TJ ET BT 34.016 548.358 Td /F1 9.0 Tf [(We will advise you in our response if we are not able to honor your request. We will not provide social security numbers, driver’s license )] TJ ET BT 34.016 537.369 Td /F1 9.0 Tf [(numbers, or government issued identification numbers, financial account numbers, account passwords or security questions and )] TJ ET BT 34.016 526.380 Td /F1 9.0 Tf [(answers, or any specific pieces of information if the disclosure presents the possibility of unauthorized access that could result in )] TJ ET BT 34.016 515.391 Td /F1 9.0 Tf [(identity theft, fraud, or unreasonable risk to data or systems and network security.)] TJ ET BT 34.016 495.402 Td /F1 9.0 Tf [(We will work to process all verified requests within 45 days, pursuant to the CCPA. If we need an extension for up to an additional 45 )] TJ ET BT 34.016 484.413 Td /F1 9.0 Tf [(days in order to process your request, we will provide you with an explanation for the delay.)] TJ ET BT 34.016 462.930 Td /F4 10.5 Tf [(How to Exercise Your Rights)] TJ ET BT 34.016 442.567 Td /F1 9.0 Tf [(If you would like to exercise any of your rights as described in this Notice, please provide the following information to us by sending an )] TJ ET BT 34.016 431.578 Td /F1 9.0 Tf [(email to )] TJ ET 0.000 0.000 0.800 rg BT 68.027 431.578 Td /F1 9.0 Tf [(Privacy@fib.com)] TJ ET 0.000 0.000 0.800 RG 0.45 w 0 J [ ] 0 d 68.027 429.778 m 135.671 429.778 l S 0.000 0.000 0.000 rg BT 135.671 431.578 Td /F1 9.0 Tf [( or calling us toll-free at 855-342-3400:)] TJ ET 0.000 0.000 0.000 RG 58.866 414.405 m 58.866 414.817 58.696 415.227 58.404 415.519 c 58.113 415.810 57.703 415.980 57.291 415.980 c 56.878 415.980 56.469 415.810 56.177 415.519 c 55.885 415.227 55.716 414.817 55.716 414.405 c 55.716 413.993 55.885 413.583 56.177 413.291 c 56.469 413.000 56.878 412.830 57.291 412.830 c 57.703 412.830 58.113 413.000 58.404 413.291 c 58.696 413.583 58.866 413.993 58.866 414.405 c f s BT 64.016 411.589 Td /F1 9.0 Tf [(Identify which privacy right you would like to exercise.)] TJ ET 58.866 403.416 m 58.866 403.828 58.696 404.238 58.404 404.530 c 58.113 404.821 57.703 404.991 57.291 404.991 c 56.878 404.991 56.469 404.821 56.177 404.530 c 55.885 404.238 55.716 403.828 55.716 403.416 c 55.716 403.004 55.885 402.594 56.177 402.302 c 56.469 402.011 56.878 401.841 57.291 401.841 c 57.703 401.841 58.113 402.011 58.404 402.302 c 58.696 402.594 58.866 403.004 58.866 403.416 c f s BT 64.016 400.600 Td /F1 9.0 Tf [(Provide sufficient information so we can verify your identity including: )] TJ ET 0.36 w 1 J 1 j 88.866 392.427 m 88.866 392.839 88.696 393.249 88.404 393.541 c 88.113 393.832 87.703 394.002 87.291 394.002 c 86.878 394.002 86.469 393.832 86.177 393.541 c 85.885 393.249 85.716 392.839 85.716 392.427 c 85.716 392.015 85.885 391.605 86.177 391.313 c 86.469 391.022 86.878 390.852 87.291 390.852 c 87.703 390.852 88.113 391.022 88.404 391.313 c 88.696 391.605 88.866 392.015 88.866 392.427 c s BT 94.016 389.611 Td /F1 9.0 Tf [(Whether you are a current or former client)] TJ ET 0.36 w 1 J 1 j 88.866 381.438 m 88.866 381.850 88.696 382.260 88.404 382.552 c 88.113 382.843 87.703 383.013 87.291 383.013 c 86.878 383.013 86.469 382.843 86.177 382.552 c 85.885 382.260 85.716 381.850 85.716 381.438 c 85.716 381.026 85.885 380.616 86.177 380.324 c 86.469 380.033 86.878 379.863 87.291 379.863 c 87.703 379.863 88.113 380.033 88.404 380.324 c 88.696 380.616 88.866 381.026 88.866 381.438 c s BT 94.016 378.622 Td /F1 9.0 Tf [(Your legal first and last name)] TJ ET 0.36 w 1 J 1 j 88.866 370.449 m 88.866 370.861 88.696 371.271 88.404 371.563 c 88.113 371.854 87.703 372.024 87.291 372.024 c 86.878 372.024 86.469 371.854 86.177 371.563 c 85.885 371.271 85.716 370.861 85.716 370.449 c 85.716 370.037 85.885 369.627 86.177 369.335 c 86.469 369.044 86.878 368.874 87.291 368.874 c 87.703 368.874 88.113 369.044 88.404 369.335 c 88.696 369.627 88.866 370.037 88.866 370.449 c s BT 94.016 367.633 Td /F1 9.0 Tf [(Your date of birth)] TJ ET 0.36 w 1 J 1 j 88.866 359.460 m 88.866 359.872 88.696 360.282 88.404 360.574 c 88.113 360.865 87.703 361.035 87.291 361.035 c 86.878 361.035 86.469 360.865 86.177 360.574 c 85.885 360.282 85.716 359.872 85.716 359.460 c 85.716 359.048 85.885 358.638 86.177 358.346 c 86.469 358.055 86.878 357.885 87.291 357.885 c 87.703 357.885 88.113 358.055 88.404 358.346 c 88.696 358.638 88.866 359.048 88.866 359.460 c s BT 94.016 356.644 Td /F1 9.0 Tf [(Your preferred phone number)] TJ ET 0.36 w 1 J 1 j 88.866 348.471 m 88.866 348.883 88.696 349.293 88.404 349.585 c 88.113 349.876 87.703 350.046 87.291 350.046 c 86.878 350.046 86.469 349.876 86.177 349.585 c 85.885 349.293 85.716 348.883 85.716 348.471 c 85.716 348.059 85.885 347.649 86.177 347.357 c 86.469 347.066 86.878 346.896 87.291 346.896 c 87.703 346.896 88.113 347.066 88.404 347.357 c 88.696 347.649 88.866 348.059 88.866 348.471 c s BT 94.016 345.655 Td /F1 9.0 Tf [(Your email address)] TJ ET 0.36 w 1 J 1 j 88.866 337.482 m 88.866 337.894 88.696 338.304 88.404 338.596 c 88.113 338.887 87.703 339.057 87.291 339.057 c 86.878 339.057 86.469 338.887 86.177 338.596 c 85.885 338.304 85.716 337.894 85.716 337.482 c 85.716 337.070 85.885 336.660 86.177 336.368 c 86.469 336.077 86.878 335.907 87.291 335.907 c 87.703 335.907 88.113 336.077 88.404 336.368 c 88.696 336.660 88.866 337.070 88.866 337.482 c s BT 94.016 334.666 Td /F1 9.0 Tf [(Your physical address)] TJ ET BT 34.016 314.677 Td /F1 9.0 Tf [(Please note: you may only make a CCPA request twice within a 12-month period.)] TJ ET BT 34.016 293.193 Td /F4 10.5 Tf [(Verifying Requests)] TJ ET BT 34.016 272.831 Td /F1 9.0 Tf [(To help protect your privacy and maintain security, we will take steps to verify your identity before granting you access to your Personal )] TJ ET BT 34.016 261.842 Td /F1 9.0 Tf [(Information or complying with your request. If you request access to or deletion of your Personal Information, we may require you to )] TJ ET BT 34.016 250.853 Td /F1 9.0 Tf [(provide any of the following information: name, date of birth, email address, telephone number, or postal address. In addition, if you ask )] TJ ET BT 34.016 239.864 Td /F1 9.0 Tf [(us to provide you with specific pieces of Personal Information, we will require you to sign a declaration under penalty of perjury that you )] TJ ET BT 34.016 228.875 Td /F1 9.0 Tf [(are the consumer whose Personal Information is the subject of the request. If you designate an authorized agent to make an access or )] TJ ET BT 34.016 217.886 Td /F1 9.0 Tf [(deletion request on your behalf, \(a\) we may require you to provide the authorized agent written permission to do so, and \(b\) for access )] TJ ET BT 34.016 206.897 Td /F1 9.0 Tf [(and deletion requests, we may require you to verify your own identity directly with us \(as described above\).)] TJ ET BT 34.016 186.908 Td /F1 9.0 Tf [(Any Personal Information we collect from you to verify your identity in connection with your request will be used solely for the purposes )] TJ ET BT 34.016 175.919 Td /F1 9.0 Tf [(of verification.)] TJ ET BT 34.016 154.435 Td /F4 10.5 Tf [(Changes to This Privacy Notice)] TJ ET BT 34.016 134.073 Td /F1 9.0 Tf [(This Notice was published on March 21, 2023. Please review this Notice periodically, as we may change it from time to time. If we make )] TJ ET BT 34.016 123.084 Td /F1 9.0 Tf [(changes to this Notice, we will revise the “Last Updated” date at the top of this document.)] TJ ET endstream endobj 22 0 obj << /Type /Annot /Subtype /Link /A 23 0 R /Border [0 0 0] /H /I /Rect [ 68.0267 430.7454 135.6707 439.9029 ] >> endobj 23 0 obj << /Type /Action /S /URI /URI (mailto:Privacy@fib.com) >> endobj xref 0 24 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000320 00000 n 0000000349 00000 n 0000000547 00000 n 0000000683 00000 n 0000028557 00000 n 0000028664 00000 n 0000028773 00000 n 0000028889 00000 n 0000029002 00000 n 0000029129 00000 n 0000029194 00000 n 0000029322 00000 n 0000029449 00000 n 0000029575 00000 n 0000029702 00000 n 0000029807 00000 n 0000043068 00000 n 0000043192 00000 n 0000054020 00000 n 0000054147 00000 n trailer << /Size 24 /Root 1 0 R /Info 5 0 R >> startxref 54221 %%EOF