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ACH Schedule for Thanksgiving Day

In observance of the Thanksgiving Day federal holiday, we will be closed Thursday, November 23. Business Online Banking ACH files must be received by Tuesday, November 21, in order to settle before the upcoming holiday. ACH files received on Wednesday, November 22, will not settle until Friday, November 24.

Business Checking Accounts

Run your business like a boss.

What do I need to open an Account?

Business Checking: At Your Service

You know the ins and outs of how your business runs best. From basic to not-so-basic, our checking accounts help you do just that.

Classic Business Checking*

We know you want to spend your time building your business—not managing your checking account. Our Classic Business Checking account offers everything you need to make your checking experience as comprehensive and convenient as possible.

Fees & Information

  • A $10 monthly maintenance fee will be waived if $500 minimum daily balance per statement cycle or $5,000 minimum balance in combined Business Deposit Account balances is maintained1
  • 200 free items2 per statement cycle—$0.25 per item in excess of 200
  • Free Online Statements
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items
  • Paper statements: $2.00/mo

Enhanced Business Checking*

We designed this premium account for high activity businesses that want interest as part of their checking relationship. Whether you prefer managing your account with our suite of online tools or receiving exceptional service at any Northeast branch, this account offers everything you need to make your checking experience as comprehensive and convenient as possible.

Fees & Information

  • A $15 monthly maintenance fee will be waived if $5,000 minimum daily balance per statement cycle or $10,000 minimum balance in combined Business Deposit Account balances1 is maintained.
  • 300 free items2 per statement cycle—$0.25 per item in excess of 300
  • Free Online Statements
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items

Analyzed Business Checking*

Analyzed Business Checking is a full-service account with the features you need to help you make the most of your banking time. We designed this account for businesses with high activity that will benefit from service charges being off-set with an earnings credit. Plus, this account offers an array of tools to help you manage your account online and top-notch customer service when you visit any Northeast branch.

Fees & Information

  • $10 monthly maintenance fee
  • Activity fees for credits, debits, and check items
  • Earnings Credit may offset activity fees
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items

Community Checking*

We want nonprofit organizations in our communities to thrive. Our Community Checking account creates an opportunity for small nonprofit organizations, benefits, memorials, and club-type entities to easily and conveniently manage their finances.

Fees & Information

  • 100 free items2 per statement cycle; $0.25 per item in excess of 100
  • Free Online Statements
  • Business Bill Pay free for the first two months. $9.95 for each subsequent month up to 20 items; $0.50 per item in excess of 20 items
  • No monthly maintenance fee
  • Paper statements: $2.00/mo

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Features & Benefits

Tiered interest rate

Business Debit Card

Free Online Statements

Mobile Banking

Earnings Credit

Designed for nonprofits

No monthly fee

5,000 FirstRewards® Points3

7,500 FirstRewards® Points3

This orange checkmark identifies that a benefit is part of this corresponding account type.

*All business checking accounts require a $100 opening deposit.
1Combined deposit account balances will include this account along with any other checking, savings, and CD balances held by the same account owner.
2Free items consist of checks clearing account and deposited items; electronic transactions are free.
3Earn points upon account opening when a FirstRewards® World Elite Mastercard® and a checking account are opened within 30 days of each other. Subject to approval.

Business Debit Cards

Business Debit Card

The National Federal Bank business debit card offers the convenience and control you need to take care of your business banking and purchasing needs, anytime, anywhere.

Learn More